if share market comes down good for some bad for some. Good for investors if not invested to purchase Good for those investors for those who already bought, because they can average now. But main key point here is to maintain bank balance without any other activities. If you have bank balance you can always purchase or invest in market, but everybody wants to know when they have to invest. If market is down today invest 30% of your money and wait till you loose more than 50% and then average. If market recovers at any point of time you will be the first beneficiary. Now markets are not good and in future there will be more chances to buy.....
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